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VA Loans
A benefit earned through service — zero down payment financing with no monthly mortgage insurance.
Financing that honors your service
VA loans are guaranteed by the U.S. Department of Veterans Affairs and available to eligible veterans, active-duty service members, National Guard and Reserve members, and certain surviving spouses. They’re one of the strongest loan programs available — often requiring no down payment at all.
0% down payment for eligible borrowers
No monthly private mortgage insurance
Competitive fixed rates, often better than conventional pricing
Streamline (IRRRL) refinance option for existing VA loans
Confirm your eligibility
We’ll help you request your Certificate of Eligibility (COE) and walk through your VA loan options.
VA loan basics
Min. down payment
0% for most eligible borrowers.
Mortgage insurance
None — a VA funding fee applies instead (may be waived for some disabled veterans).
Eligibility
Veterans, active duty, Guard/Reserve, and eligible surviving spouses.
Occupancy
Primary residences only.