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About National Choice Mortgage
A direct lender and mortgage broker built around one idea: you should never have to guess whether you got a good rate.
Trust, earned one client at a time
Our mission is to earn your trust through honest guidance, personalized mortgage solutions, and service that puts you first. We simplify the financing process, communicate clearly, and stand beside you at every step — so you can make confident decisions and move toward your homeownership and financial goals.
Built to feel personal, transparent, and dependable
National Choice Mortgage was built on a simple belief: choosing a mortgage partner should feel personal, transparent, and dependable. A home loan is more than a transaction — it’s an important decision that can shape a family’s future. That’s why we take the time to listen, understand each client’s goals, explain the options available, and recommend a path that fits their unique needs.
As a licensed direct lender and mortgage brokerage headquartered in Newport Beach, CA, we can fund your loan in-house or shop it across our network of 30+ wholesale lending partners and show you the comparison — so the choice is genuinely yours, not just the one quote you’re handed.
From the first conversation through closing and beyond, our team is committed to responsive communication, knowledgeable guidance, and genuine care for every buyer, refinancing homeowner, and real estate investor we work with. We measure our success not only by the loans we close, but by the confidence we build, the relationships we strengthen, and the trust we earn — one client at a time.
Company details
NMLS #2688612
Licensed direct lender & mortgage broker
Equal Housing Opportunity
30+ wholesale lending partners
Licensed in 3 states, expanding into 4 more
National Choice Mortgage is a licensed direct lender and mortgage brokerage in California, Florida, and Colorado, with licensing pending in South Carolina, Tennessee, Pennsylvania, and Montana.
Licensing status shown is current as of the date this page was last updated. Contact us to confirm current licensing in your state.
The principles behind every loan we close
Transparency first
You see the lender comparison, the rate, and the fees — not just a single number to take on faith.
Advice over sales
If refinancing or a particular program doesn’t make sense for you, we’ll say so — even if it costs us a deal.
Always reachable
Buying a home doesn’t happen on business hours. Neither do we.
Let's talk about your goals
Free, no-obligation conversation about your financing options.