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National Choice Mortgage

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Buy

Buy a Home

From your first pre-approval letter to the day you get the keys, we manage the financing so you can focus on the house.

Homebuyers preparing to purchase a home
Why Buyers Work With Us

A pre-approval that actually holds up

Sellers and agents want to know a pre-approval is real. We fully verify income, assets, and credit up front — not just a soft-pull estimate — so your offer is taken seriously in a competitive market.

Same-day pre-approval letters in most cases
Pricing compared in-house and across 30+ lending partners for your specific scenario
Direct line to your loan officer through closing, including weekends
Support for conventional, FHA, VA, jumbo, and non-QM purchases

Ready to get pre-approved?

Tell us a bit about your purchase timeline and we’ll follow up with next steps — usually the same business day.

The Process

From pre-approval to closing day

1

Pre-approval

We review income, assets, and credit, then issue a verified pre-approval letter you can hand to your agent.

2

Find your home

Shop with confidence knowing exactly what you’re approved for. We’re available for questions on any listing.

3

Lock & underwrite

Once you’re in contract, we lock your rate and move your file through underwriting toward final approval.

4

Close & move in

Final documents are signed, funds are disbursed, and the keys are yours.

Loan Programs

Financing for every kind of buyer

Conventional

As little as 3% down for qualified first-time buyers.

FHA

Flexible credit guidelines with down payments from 3.5%.

VA

Zero down financing for eligible veterans and service members.

Jumbo

Financing above conforming loan limits for higher-value homes.

Let's find your rate

Get a free, no-obligation quote in minutes.