Home / Loan Options / Jumbo Loans
Jumbo Loans
Financing for homes priced above conventional conforming loan limits.
For loan amounts above conforming limits
When a loan amount exceeds the conforming limit set for your county, it’s classified as a jumbo loan. These loans carry stricter underwriting but open the door to higher-value properties, often with competitive fixed and adjustable-rate options.
Financing available well above conforming loan limits
Fixed and adjustable-rate terms available
Options for primary residences, second homes, and investment properties
Available for both purchase and refinance
Financing a higher-value home?
We’ll walk through reserve, credit, and documentation requirements for jumbo financing.
Jumbo loan basics
Loan size
Above the conforming loan limit for your county.
Credit & reserves
Generally stronger credit and reserve requirements than conforming loans.
Down payment
Varies by lender and loan amount, often 10–20%.
Occupancy
Primary, second home, or investment.